Federal Home Assurance Reviews 2017

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6.7 Total Score
Summary

Overall Federal Home Assurance offers a legit, safe & reliable service that would not normally cover such things as power surges or accidental damages. Homeowners Insurance does cover losses in a fire or other natural disasters, but nothing more than that. Federal Home Assurance covers many of the other instances, not typically covered by Homeowners Insurance, that may cause appliances, electronics, or HVAC to fail. They have a huge network of 75,000 trusted and authorized technicians, and all of their work and parts used are covered under the 90 day warranty. Another good thing about them is that they do cover select HVAC repairs, which can be very expensive without the coverage. You can have peace of mind knowing that they are available 24/7, every day of the year. At FederalHomeAssurance.com you will find a very helpful FAQ page, and plans with their respective and affordable pricing.

Is FederalHomeAssurance.com Legit & Safe?
8
Is FederalHomeAssurance.com Reliable?
7
FederalHomeAssurance.com Guarantee
8.5
FederalHomeAssurance.com Prices
4.5
FederalHomeAssurance.com Hidden Fees
5
FederalHomeAssurance.com Help & Support
7
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PROS for Federal Home Assurance Reviews
To begin, the answer to the question that most people have, is that Federal Home Assurance is not a government backed insurance program. However they do provide considerable value in that you will be covered in the event that your appliances, electronics, and some HVAC parts fail. This is an area that Homeowner’s Insurance doesn’t cover. With Federal Home Assurance Protection Plan, you will be covered in most cases. They have a very knowledgeable staff ready to answer any questions 24/7, 365 days a year. As a customer, you have access to their Claims Portal where you can monitor your claim status live. They also have great coverage backed by AmTrust Financial Insurance, and several different options for protection plans. Lastly all the work that is done through the network of over 75,000 authorized technicians is backed by a 90 service warranty for parts and labor on covered repairs.  This Federal Home Assurance Reviews will seek to point out the positive and negative points of the company.

  • Plans to Choose From Include Electronics, Appliances and HVAC (Repairs Only)
  • Access to Service Network of Over 75,000 Authorized Technicians
  • 90 Day Service Warranty for Parts and Labor on Covered Repairs
  • Live Monitoring of Claim Status on the Online Claims Portal
  • Coverage backed by AmTrust Financial Insurance Carrier
  • File a Claim 24 Hours a Day, 365 Days a Year
  • Knowledgeable Staff with Several Years of Experience

CONS for Federal Home Assurance Reviews
There were only two drawbacks that stood out when writing this Federal Home Assurance Review. Firstly, they do not cover replacement of heating or cooling systems (AKA HVAC). While this is a bit of a drawback, it’s understandable. HVAC replacements themselves can run into the thousands of dollars, and potentially tens of thousands depending on the damage, and size of the system. The good news about FederalHomeAssurance.com is that they do cover HVAC repairs up to 5 ton capacity, and select part replacements. The other drawback is that their service requires a $50 deductible. While this may seem like a lot, almost all repairs will be well over this amount and could potentially end up saving you thousands of dollars.

  • Does not Cover Heating and Cooling (HVAC) Replacements (Select Repairs are Covered)
  • $50 Deductible for Repairs

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